Detail Info for: Owner financing. No credit/income check. No reserve. NR

Transaction Info

Sold On:
05/20/2010
Price:
$ 2175.00
Condition:
Used
Mileage:
250600
Location:
Destin/Fort Walton, FL, 32548
Seller Type:
Private seller

Vehicle Specification

Year Make Model:
1997 Saturn S-Series
Submodel Body Type:
SL1 Sedan
Engine:
4 - Cyl.
Transmission:
Automatic
VIN:
1G8ZH5280VZ394564
Vehicle Title:
Drive Train:
Fuel Type:
Gasoline
Standard Equipment:
Optional Equipment:

Vehicle Detail

About the Seller I have maintained a 100% positive feedback for over 10 years (since 4/12/2000) as a member of the Ebay community. Included in my 100+ recorded sells are many vehicles, real estate, antiques and other large assets, including three items that were sold for over $50,000 and numerous items that were sold for over $10,000. Frequently Asked Questions What are the qualifications for the financing? The qualifications are very easy, as we require no credit check and no income verification. The only qualification is that you are the winner of this auction. Additionally, you will need a valid checking account, saving account or a valid Paypal account from which the weekly installments can be automatically paid. What if I don’t have a checking or savings account or a Paypal account? Simply set up a savings account at a local bank. Most banks will happily set up a savings account regardless of credit and regardless of whether you are listed in Checksystems or Telecheck. Alternatively, visit Paypal.com. Paypal is the internet's leading payment processor and it is FREE. Is financing approval really regardless of credit? Yes. If you win the auction you are approved with no “ifs, ands, or buts”. Although we are required to have your valid social security number on our customer information form in order to comply with the Patriot Act, your credit report will not used to approve or deny the financing for you. Do I need to provide proof of income or verifiable employment? No. Although we request your current employer’s name and phone number on our customer informatin form, neither income nor employment is not a factor for approval. Who will I contact in the future if I have questions? We assign a dedicated Account Manager to each new customer and you will be given his/her name, email and cellphone. Our account managers are not commissioned salespeople. Instead, their job is to ensure that you are satisfied that the vehicle that you pickup was accurately described in this Ebay listing; to provide the necessary documentation for you to drive home in your new vehicle; and to facilitate any future changes that you need to make in your financing agreement. How will finance payments be made? Weekly finance payments must be made via autodebit to your checking or savings account or via an approved automatic weekly charge to your Paypal account. ACH payments (also known as "auto debit") and Paypal autopayments help you to ensure that your payments are made on a timely basis without the hassles of writing a check and mailing it each week. Most customers find auto- payments to be a benefit as it eliminates one more “thing to do” in their busy lives. Do you only accept payments through automatic payments? Yes. With no credit check, income verification or application process, we are taking a substantial risk. As such, we only accept automatic payments as a means of payment. Fortunately, most people find small auto payments to be convenient and time-saving. Do you offer monthly payments instead of weekly? We only offer weekly payments as our experience shows that weekly payments result in a much easier payment to manage. When will my first payment be due? The first weekly payment is due on the first Friday after 21 days from the day that the auction ends. Thereafter, payments will be debited each Friday. Will I receive the title when I pick up the car? No. Although we have a clear title in hand, as with any financed vehicle, you will not receive a the title until the vehicle is paid in full. However, within 7 days of the payoff of your financing terms, we will provide the clear title to your vehicle. How will I get a license plate if I don’t have the title in-hand? Most car buyers use some type of financing to purchase their vehicle. As such, most people do not have a title in hand when registering their vehicle. At the time that you pickup the vehicle, we will provide the necessary documentation for you to get your license plate from your local DMV. Can I pay off the financing early? Yes of course. We will provide the title for you within 7 days after payoff. What happens if I change my bank account or paypal account? We realize that you may wish to change your bank or paypal account for your automatic payment. To do so, simply complete an ACH change authorization and provide the signed authorization along with a void check (for autodebit). Please allow up to 30 days for this change to take effect. What happens if I fail to make my payments. As with any financed item that is defaulted, we will be forced to repossess the vehicle. This will result in a derogatory item on your personal credit. Can the vehicle be shipped? Absolutely, and we will be happy to coordinate the pickup with your shipper. In fact, we recommend uship.com if personal pickup is not a possibility for you. However, please note that you will be responsible for the shipping costs and that the shipping costs cannot be financed. What is your return policy? Basically, once you have taken possession of the vehicle, it cannot be returned. However, at the time of your pickup (before you take possession), if you feel that we have not described the vehicle accurately and honestly in our listing, we will cancel the auction and refund your deposit. Ultimately, if you are do not feel that we have not described the vehicle with 110% accuracy, then you are not obligated to purchase it. CarFax History Report The CarFax History report shows a very clean report as a two-owner car. The vehicle was originally purchased by the second owner in New York and then driven to Florida about nine years ago. This tells us that the second owner was likely a "snow bird", which is a local reference for someone who moved to sunny Florida. Snow birds are typically older, retired people who often take very good care of their vehicles (as evidenced by this vehicle's extensive service records and outstanding condition). The CarFax report also shows that the vehicle has never been in an accident, has never had its odometer rolled back and has never had an airbag delployed. To view the complete Carfax report, click here. Vehicle Description The vehicle is in exceptional condition for its age, however, its exterior has some minor scratches that you’d expect for a ‘97. On the interior there is a one to two inch (approx) tear that could be easily sewn or patched. Other than that, as shown in the pictures, appearance is very good for its age. Over $3,500 has been invested in this two-owner vehicle in the last 2 years (see photo of records) to insure that this vehicle is very reliable. (In fact it has a 5 star reliability rating.) It starts and drives perfectly and has a lot of pep and pickup. It shifts into all gears smoothly. The steering is very tight. At highway speeds it has no rattles/shakes/etc. The air blows (very) cold. All instruments/gauges/electronics work as they should. The key fob works properly. No leaks. All hoses are good. Tires are 60-80%. Motor is clean. Stereo sounds good. It gets extremely high gas mileage...(often reported as approx 40 mpg). And, the car was just serviced and detailed. In brief, this car is ready to go anywhere you want. . Want no-hassle financing on a great car at a no reserve auction price? Put down only 35% of the winning bid for this great-looking, great-running Saturn SL1 at the end of the auction. The remaining 65% will be automatically financed for the winning bidder at 0% APR, regardless of credit or income. Over $3,500 has been invested on this very clean two-owner vehicle (including new brakes, new alternator, new belts, new tires, new radiator) within that past 2 years to ensure that it will be absolutely maintenance-free for its new owner! Documented by clean Carfax, over 20 pictures, and extensive maintenance records! 65% Owner financing. Put down only 35% of the winning bid at the end of the auction. No credit check. No application. No income/employment verification. No interest (0% APR)! No reserve. No kidding! How much would a vehicle in similar condition cost at a dealership? Year Make/Model Location Their Price Notes 1996 Saturn SL1 Grand Rapids, MI $4,995 Plus doc fees, dealer prep, etc. 1997 Saturn SL1 Cedar Rapids, IA $4,490 High interest financing. Must qualify 1997 Saturn SL1 Waco, TX $4,995 Does not offer guaranteed financing. Comare the cost of above to the low cost of ownership through this auction. Example winning bid 10% deposit due within 48 hours of auction end Remainder of 35% downpayment due within 7 days of auction end Amount financed Affordable one year financing $100 $10 $25 $65 Only $1.25/week $500 $50 $125 $325 Only $6.25/week $1000 $100 $250 $650 Only $12.50/week $1500 $150 $375 $975 Only $18.75/week $2000 $200 $500 $1300 Only $25.00/week $2500 $250 $625 $1625 Only $31.25/week $3000 $300 $750 $1950 Only $37.50/week $3500 $350 $875 $2275 Only $43.75/week $4000 $400 $1000 $2600 Only $50.00/week $4500 $450 $1125 $2925 Only $56.25/week $5000 $500 $1250 $3250 Only $62.50/week $5500 $550 $1375 $3575 Only $68.75/week $6000 $600 $1500 $3900 Only $75.00/week $6500 $650 $1625 $4225 Only $81.25/week $7000 $700 $1750 $4550 Only $87.50/week This is 0% financing. Your car will be paid-in-full in only 12 months! See over 20 large-format, detailed pictures of this great-looking, immaculately-maintained vehicle. This great-looking, great-driving, well-maintained Saturn with glossy paint will be sold to the highest bidder at no reserve! The winner will automatically receive no-interest financing for the majority of the winning bid...regardless of credit/income. Typically sells for over $5,000 plus doc fees, dealer prep, etc. Get it now with NO FEES, NO INTEREST, & NO RESERVE! Both attractive and inexpensive to operate. Gas mileage reported at an awesome 40 mpg!! The winner bidder only has to pay only 35% of the winning bid at the close of auction! Financing is GUARANTEED! It is unlikely that you will find a cleaner 97 on the market. All pictures are recent. Camera date is accurate. You'll have your new car paid off in only 12 months! Drive it forever without a payment or use it as a big trade-in on a new car! Amazingly shiny and glossy. You'll not likely find a nicer 97! Tires are 50-80% tread and have been detailed to a shiny, like-new finish. Interior is clean, odor-free, detailed and apparently owned by a non-smoker. Please note minor tear (approx 1") in driver seat. Although almost unnoticable, this could be easily sewn. Dash and console is clean and has has no cracks. All electronics function. Carpet is clean. Air blows ice cold. Although the interior is very clean, please note tear in headliner. This could be easily sewn or patched. Another view of the amazingly clean interior. Passenger side front door. Spotless! Rear seating. Carpet and upholstery is immaculate. Cruise control functions and holds speed. Steering wheel is unblemished/uncracked and shows little if any wear. No leaks. Hoses are all good/new.. Belts are good/new.. Battery was replaced 3/09. All fluids have been recently serviced. Very clean and well-maintained engine...with impeccable service records to prove it! Truck is clean.. No tears in trunk carpet. Trunk seals shut properly. Complete with original owner's manual and key fob. Includes all maintenance records for previous two years. Documented regular maintenance and over $3,500 invested in new brakes, new alternator, new radiator, new belts, new tires. This will be a completely maintenance-free vehicle for years to come! Vehicle Description This vehicle's exterior has some minor scratches that you’d expect for a ‘97 and on the interior there is a one to two inch (approx) tear that could be easily sewn or patched. Other than that, as shown in the pictures, the car’s appearance is very good for its age. Over $3,500 has been invested in this two-owner vehicle in the last 2 years (see photo of records) to insure that this vehicle is very reliable. (In fact it has a 5 star reliability rating.) It starts and drives perfectly and has a lot of pep and pickup. It shifts into all gears smoothly. The steering is very tight. At highway speeds it has no rattles/shakes/etc. The air blows (very) cold. All instruments/gauges/electronics work as they should. The key fob works properly. No leaks. All hoses are good. Tires are 60-80%. Motor is clean. Stereo sounds good. It gets extremely high gas mileage...(often reported as approx 40 mpg). And, the car was just serviced and detailed. In brief, this car is ready to go anywhere you want. About the Seller I have enjoyed being a member of the Ebay community with this same account for over 10 years (since 4/12/2000) and have never received negative feedback as either a buyer or a seller. Included in my 100+ recorded sells are many vehicles, real estate, antiques and other large assets, including three items that were sold for over $50,000 and numerous items that were sold for over $10,000 Our Guarantee We feel confident in our listing. However, if upon personal and/or authorized professional inspection of the vehicle at our facility, buyer finds a substantial discrepancy between the ebay listing and actual vehicle, BEFORE the buyer takes possession of the vehicle or transports the vehicle, we will consent to a cancellation of the purchase and will refund any deposit amount paid. Legal Stuff All vehicles are sold "as-is" and without warranty. We are not responsible for vehicles once they have left our property. The vehicle will come with one master key. The vehicle can be viewed by appointment only by calling or e-mailing us. Every effort to present information that is accurate. However, it is based on data provided by the vehicle VIN decoding and/or other sources and therefore exact configuration, color, specifications & accessories should be used as a guide only and are not guaranteed. Furthermore, the vehicle is subject to prior sale. Prices do not include taxes, registration fees, finance and/or documentation charges, or shipping fees. Online Bidders are entering into a legal and binding contract to purchase the vehicle described above. If you do not intend to purchase this item, please do not bid. We reserve the right to cancel bids and/or our auction at anytime for any reason. On May-10-10 at 15:33:10 PDT, seller added the following information: toddknight Store

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