Detail Info for: BMW : X1 XDRIVE28 2015 bmw x 1 xdrive awd 2.0 l turbo engine 8 speed auto bluetooth

Transaction Info
Sold On:
11/21/2015
Price:
$ 23983.00
Condition:
Mileage:
18500
Location:
Clearwater, Florida, 33762
Seller Type:
Vehicle Specification
Year Make Model:
2015 BMW X1
Submodel Body Type:
SUV
Engine:
2.0L
Transmission:
Automatic
VIN:
WBAVL1C56FVY27777
Vehicle Title:
Clear
Drive Train:
Fuel Type:
Standard Equipment:
Optional Equipment:
Vehicle Detail
USA Cars 4481 107th Circle North Clearwater, FL 888-785-0507 2015 BMW X1 xDrive28i Year: 2015 Make: BMW Model: X1 Trim: xDrive28i Stock #: 1122 VIN: WBAVL1C56FVY27777 Transmission: Automatic Exterior Color: Silver Interior Type: Leather Mileage: 18,500 Primary Contact: USA Cars Phone: 888-785-0507 Vehicle Comments *CLICK HERE TO SEE FREE CARFAX HISTORY REPORT * Vehicle Pictures. Please click on the picture to see high quality image. Full Expert Review: 2015 BMW X1 No Video Content What's New for 2015 The 2015 BMW X1 carries over unchanged. Introduction Small crossover SUVs are great vehicles for small families. They can ferry a few kids to school every day, or can be loaded up with a bit of extra luggage for a weekend road trip. To satisfy all sorts of families, BMW offers all sorts of crossovers, in various shapes and sizes, aiming to have one for each lifestyle. The 2015 BMW X1 is the smallest SUV in its lineup, and while the X1 doesn't offer much in the way of utility, it definitely has "sport" covered. It's an entertaining option that stands out among its rivals. It all starts with its engines. You might think the standard turbocharged four-cylinder engine is the best choice for fuel economy and you'd be right, but it's actually a spirited engine that delivers swift acceleration. Still, it can't match the entertainment you'll get from BMW's 300-horsepower turbocharged inline-6. Being such a small SUV also helps the X1 feel nimble, whether it's around town or on your favorite back roads. In this way, the X1 definitely remains true to its BMW badge. Not everyone is looking for a fun-to-drive SUV, though, and while its diminutive size may make it nimble, it takes away from the practicality one likely expects from a crossover. With only 15 cubic feet of cargo space behind the rear seats, its size is more comparable to a hatchback than a small SUV, and you'll have a tough time carrying much luggage on the family vacation. Backseat space is limited, too. Given this lack of utility, the X1's price (especially when loaded up with its many desirable options) may seem rather steep. In the past, the X1 was really without apples-to-apples competitors, as its size and character didn't really line up with bigger "compact" luxury crossovers that more realistically compete with BMW's X3. For 2015, though, several similarly sized luxury SUVs have arrived in what is becoming a new segment. The Audi Q3, Mercedes-Benz GLA-Class and Porsche Macan are comparable to the X1, as is the older, but still desirable Infiniti QX50. None of these is likely to be a great choice for family transport, so if space is a priority, shopping one size up remains a good idea. If you're looking for sport more than space, though, the 2015 BMW X1 certainly won't disappoint. No Video Content Body Styles, Trim Levels, and Options The 2015 BMW X1 is offered in three trim levels: sDrive28i, xDrive28i and xDrive35i. The sDrive designation indicates rear-wheel drive, while xDrive models are all-wheel drive. The sDrive28i comes standard with 17-inch alloy wheels, automatic headlights, foglamps, automatic wipers, cruise control, automatic climate control, eight-way manual front seats, "SensaTec" premium vinyl upholstery, a tilt-and-telescoping steering wheel, Bluetooth phone and audio connectivity and an eight-speaker sound system with a CD player, auxiliary audio jack, HD radio and an iPod/USB audio interface. The xDrive28i adds all-wheel drive and hill descent control. Along with its more powerful engine, the xDrive35i adds 18-inch wheels, adaptive xenon headlights, LED running lights, a panoramic sunroof, upgraded interior trim and eight-way power front seats (with driver memory settings). These extra items are all available on the 28i models. There are additional stand-alone options, including an 11-speaker Harman Kardon premium sound system, but most available features are bundled into packages. Note that some must be purchased in combination with others. The Premium package adds keyless ignition and entry, front seat power lumbar support, auto-dimming mirrors, leather upholstery and satellite radio (along with the panoramic sunroof and power front seats in the 28i models). The Cold Weather package includes heated front seats and a heated steering wheel. The Technology package includes the iDrive system with an 8.8-inch display, a navigation system, iPhone app integration (including Pandora and Stitcher Internet radio) and BMW Remote Services (which allows both Apple and Android users to lock the car remotely and turn on the climate control, among various other tasks). The Driver Assistance package (which requires the Technology package) adds a rearview camera and front and rear parking sensors. The Ultimate package includes all the features of the Premium, Technology and Driver Assistance packages. In addition to those packages there's a trio of "Design Lines." The xLine and Sport Line are mostly cosmetic and add items like 18-inch wheels, unique body trim and multi-adjustable sport seats. The M Sport Line features enhancements such as an aero body kit, a sport-tuned suspension, paddle shifters, a higher top speed limiter, multi-adjustable sport seats and cosmetic tweaks such as blackout window frames and unique interior trim. Powertrains and Performance The rear-drive X1 sDrive28i and all-wheel-drive xDrive28i are powered by a turbocharged 2.0-liter inline four-cylinder engine that produces 240 hp and 260 pound-feet of torque. An eight-speed automatic is standard, as is a stop-start system that shuts off the engine when stopped to save fuel. EPA-estimated fuel economy is impressive at 27 mpg combined (23 city/34 highway) for the sDrive and 26 mpg combined (22 city/32 highway) for the xDrive. The X1 xDrive35i gets a turbocharged 3.0-liter inline-6 with 300 hp and 300 lb-ft of torque, matched to a six-speed automatic. All-wheel drive is standard. In Edmunds testing, the X1 xDrive35i sprinted to 60 mph in a quick 5.4 seconds. The EPA estimates 21 mpg combined (18/27), which is actually better than some less powerful compact crossovers. Safety Every 2015 BMW X1 comes standard with stability and traction control, antilock disc brakes (with automatic brake drying), front side airbags, full-length side curtain airbags, active front-seat head restraints and on xDrive versions, hill descent control. Also standard is the BMW Assist emergency communications system, which provides automatic crash notification, stolen vehicle recovery and on-demand roadside assistance during an included 10-year subscription. Optional equipment includes front and rear parking sensors and a rearview camera, but one must select both the Technology and Driver Assistance packages to get them. In Edmunds brake testing, the X1 stopped from 60 mph in 125 feet, which is similar to the larger and heavier X3, but about average for the class. In Insurance Institute for Highway Safety testing, the X1 received the best possible rating of "Good" in moderate-overlap frontal offset, side impact, roof strength and head restraint tests. It received the second-worst rating of "Marginal" in the Institute's small-overlap frontal crash test. Interior Design and Special Features Cabin quality in the X1 is typical BMW, meaning clear gauges, sensible ergonomics and solid build and materials quality throughout. BMW's optional iDrive electronics interface might seem complicated before you get used to it, but overall, it works quite well for controlling various audio, navigation and smartphone functions, thanks to its straightforward menu design and fast processing times. The driving position is more SUV than sedan, as you sit high and peer down the X1's sculpted hood. Yet the steering wheel is chunky and contributes to the sensation that this is a driver's car rather than a grocery getter. We've found that the base seats in the sDrive28i provide poor lumbar support and lateral bolstering, so we recommend opting for the available sport seats, which solve both of these problems. The X1 may seem useful because it's a crossover, but when you look a bit closer, things aren't as practical as they seem. The rear seat is a bit flat (to allow it to fold down somewhat flat), and legroom and headroom are tight for adults. Parents with small children in particular may want to look elsewhere, as bulky rear-facing child safety seats will likely force you to move the front seats uncomfortably far forward. With the rear seats up, cargo capacity rates 14.8 cubic feet. Fold them down and space opens up to 47.7 cubes. Almost any other small luxury crossover SUV offers more. Driving Impressions Despite our love for BMW's fantastic turbocharged six-cylinder, the base 2.0-liter turbo-4 engine is still well suited to the X1's nimble character. Although the four-cylinder doesn't provide the same brute strength or throaty soundtrack as the six, it is smooth, and passing power is more than sufficient. It's also impressively fuel-efficient. You get an auto stop-start function to help save gas, but it's annoying in traffic, as the engine doesn't restart as quickly or smoothly as we'd like. Fortunately, you can manually disable this feature. While the optional M Sport Line upgrades give the X1 sharp reflexes on twisty back roads, the standard suspension provides enough capability to keep most drivers happy. There's a fine balance of low-speed ride comfort and high-speed stability, and the X1's smaller size and lower stance makes it feel noticeably more agile and responsive than the X3. It never quite replicates the sedan experience you'd get in the BMW 3 Series (a notably tough act to follow), but for a crossover, the 2015 BMW X1 is undeniably impressive. *ABOVE MODEL REVIEW TAKEN FROM EDMUNDS.COM E Exterior Measurements WIDTH5 ft. 10.8 in. (70.8 in.) HEIGHT5 ft. 0.8 in. (60.8 in.) LENGTH14 ft. 8.5 in. (176.5 in.) FRONT TRACK4 ft. 11.1 in. (59.1 in.) REAR TRACK5 ft. 0.2 in. (60.2 in.) WHEEL BASE9 ft. 0.7 in. (108.7 in.) Interior Measurements FRONT HEAD ROOM 41.3 in. FRONT SHOULDER ROOM 55.0 in. REAR HEAD ROOM 39.7 in. REAR SHOULDER ROOM 54.6 in. Fuel ENGINE TYPE Gas FUEL TYPE Premium unleaded (required) FUEL TANK CAPACITY 16.6 gal. RANGE IN MILES (CTY/HWY) 365.2/531.2 mi. EPA MILEAGE EST. (CTY/HWY) 22/32 mpg Weights and Capacities MAXIMUM PAYLOAD** 904 lbs. EPA INTERIOR VOLUME 123.0 cu.ft. CURB WEIGHT 3726 lbs. CARGO CAPACITY, ALL SEATS IN PLACE 25.0 cu.ft. ** When adequately equipped, which may require engine and/or other drivetrain upgrades. DriveTrain DRIVE TYPE All wheel drive TRANSMISSION 8-speed shiftable automatic Engine & Performance BASE ENGINE SIZE 2.0 L CAM TYPE Double overhead cam (DOHC) CYLINDERS Inline 4 VALVES 16 VALVE TIMING Variable TORQUE 260 ft-lbs. @ 1250 rpm HORSEPOWER 240 hp @ 5000 rpm Suspension MacPherson strut front suspension Modified MacPherson strut rear suspension Four-wheel independent suspension Front and rear stabilizer bar Front Seats Height adjustable driver seat Height adjustable passenger seat Leatherette Bucket front seats Rear Seats Split-folding rear seatback Power Features Remote keyless power door locks Reverse tilt passenger mirror provides curb view when vehicle in reverse Power mirrors Heated mirrors 4 one-touch power windows Instrumentation Clock Tachometer Trip computer External temperature display Low fuel level warning Convenience Cruise control Cargo net Front and rear cupholders Front and rear door pockets Retained accessory power Front seatback storage Speed-proportional power steering 12V rear and 12V cargo area power outlet(s) Tilt and telescopic steering wheel Audio and cruise controls on steering wheel Hands-Free Calling* Roadside Assistance* Concierge Service* Destination guidance (also Turn-by-Turn Navigation)* Destination Download* Comfort Interior air filtration Dual zone climate controls - driver and passenger Cargo area light Simulated alloy trim on center console Simulated alloy trim on dash Simulated alloy trim on doors Front reading lights Alloy trim on shift knob Leather steering wheel Rear floor mats Turn signal in mirrors Dual vanity mirrors In Car Entertainment Diversity antenna 8 total speakers 180 watts stereo output AM/FM stereo Auxiliary audio input and USB with external media control Radio data system USB connection Telematics Pre-wired for phone BMW Assist telecommunications service Bluetooth wireless data link for hands-free phone * Above features list was taken from Edmunds.com, this particular vehicle might have more or less features ! CHECK OUR PROMOTIONAL DELIVERY RATES : $199 door to door delivery in: FLORIDA. $399 door to door delivery in: AL, GA, SC. $599 door to doordelivery in:LA, TX, MS, NC, TN,OK, VA. $ 799 door to doordelivery in:WV, KY, PA, MD, DE,NJ, NY, CT, AR, MO,IL, OH, WI, MI, MA. $899 door to door delivery in:NH, VT, ME, MN, IA,KS. $ 1199 door to doordelivery in:CA, NM, AZ ,CO, UT,NV. $ 1399 door to doordelivery in:WA, OR, ID ,WY, MT, ND, SD, NE. OTHER STATES PLEASE E-MAIL FOR QUOTE. Payment Information:The successful high bidder shall remit a $500.00 deposit within 24hours of the close of the auction to secure the vehicle. Deposit can be accepted in the form of money order, certified check, or bank transfer within 24 hours of the auction closing. All financial transactions should be completed within 7 days of auction end. Bidder will email or fax us name, address, phone/fax. Buyer is responsible for all shipping costs. The seller reserves the right to cancel this auction at any time for any reason. The following terms of sale apply to all of our online auctions. Payment methods: certified bank check, bank transfer, money order, third party financing. All funds must be in US dollars only. Please be sure to have full payment and/or approved financing in place before making your final bid. Call us for more information By placing a bid/offer or by clicking the " BUY IT KNOW" button on EBay for this vehicle you are entering into a legal and binding contract to purchase the above-described vehicle. We reserve the right to cancel all existing bids and end the auction early should the item no longer be available for sale. The mileage on this vehicle can be slightly higher due to test drives.Non-refundable deposit of $500.00 must be paid within 24 hours of the close of the auction. The remaining balance must be paid within 7 days. If the vehicle is not paid in 7 days the seller reserves the right to cancel the transaction and to retain the buyer's deposit.Processing fee is $395 regardless of the state of residence. It is mandatory and non-negotiable. Processing fee covers administrative expenses of the auction: company administrative fee, web design and auction designing, auction fees, detailing and final tune-up. Processing fee is not a part of final bid amount. We don't make exceptions for dealers. If you live in another state and you want to pick up your truck and drive it home, you are more then welcome to do so. We can arrange airport pickup. It's a courtesy and provided at no additional cost to you. Call us if you have any questions. WARRANTY INFORMATION Buyer acknowledges and agrees that the Vehicle is being sold “AS IS” and “WITH ALL FAULTS” by Seller. Seller is not making any warranties, express or implied and SELLER EXPRESSLY EXCLUDES ANY AND ALL IMPLIED WARRANTIES, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND ALL OTHER WARRANTIES OF ANY NATURE. Seller expressly does not warrant the correctness of the odometer reading, year of manufacture, make, model, class or style, prior use or condition of the Vehicle. Buyer acknowledges that prior to the sale, Seller has provided to Buyer the opportunity to inspect the Vehicle or have it inspected by a mechanic of Buyer’s choosing at Buyer’s expense. By accepting delivery of the Vehicle Buyer agrees that the condition of the Vehicle is satisfactory and acceptable. Buyer agrees that any and all advertisements relating to the Vehicle are not warranties made by Seller and that they should not be relied upon by Buyer in making this purchase. Seller disclaims all liability for any mistakes, inaccurate descriptions or other misstatements in its advertisements and Buyer agrees that Buyer’s opportunity to inspect the Vehicle allows Buyer to verify the accuracy of any advertisements before purchase. Vehicle history reports provided by third parties, such as carfax.com and/or autocheck.com may not be current and/or accurate and Buyer relies on such reports at his or her own risk. Buyer understands and agrees that Seller’s managers, employees, agents and/or representatives are NOT authorized to make verbal promises or representations relating in any way the Vehicle. Buyer agrees that unless such promises or representations have been reduced to writing as part of this Order, that Buyer is not relying on such promises or representations in purchasing the Vehicle and Buyer waives the right to seek to enforce such promises or representations. Buyer acknowledges that the Vehicle being purchased was acquired by Seller through trade, a public or private sale or at an auction under circumstances in which the prior owner’s registration and/or use of the Vehicle may not have been disclosed to Seller. Even if not designated on this Order, Buyer acknowledges that the Vehicle being purchased may have been titled, registered or used as a (a) short term lease vehicle, (b) taxicab; or (c) police vehicle. In addition, the Vehicle may be (a) rebuilt, assembled from parts, or combined; (b) a kit car, glider kit, replica vehicle; (c) a flood vehicle;(d)a not actual mileage vehicle and/or (f) a non-conforming vehicle as that term is defined under Chapter 681 of the Florida Statutes. It is Buyer’s sole obligation to independently verify the Vehicle’s prior use or designation prior to purchase, if these items are material to Buyer. Buyer expressly acknowledges that the Vehicle being purchased under this Order has been involved in a prior accident and that it has sustained damage as a result of such accident. The damage to the Vehicle may include damage that resulted in the Vehicle being deemed a total loss by an insurance company. The Vehicle's status as a total loss vehicle may or may not be reflected on the Vehicle's certificate of title and/or in the Vehicle's title history. Buyer does not rely on any statements from Seller relating to the severity of the accident or nature or quality of the repairs. Seller makes no representations or warranties relating in any way to the quality or nature of such repairs and whether such repairs could affect the safety or reliability of the Vehicle. Buyer's opportunity to inspect or to have the Vehicle inspected, as outlined above is specifically designed to allow Buyer to fully and completely assess the Vehicle prior to purchase. The purchase price for the Vehicle has been negotiated by the parties by taking into consideration the prior accident damage and the current condition of the Vehicle Seller makes no warranties, representation or assurances that the motor vehicle contains only original manufacturer installed or manufacturer rebuilt components, parts or accessories. In addition to other warranties made in this Order, Buyer expressly warrants the following: (a) To the extent that Buyer seeks financing for the Vehicle, Buyer warrants that all information contained on any credit application or other document submitted to Seller in order to obtain financing is true and accurate. Buyer acknowledges that the price of the vehicle is not effected by Buyer’s decision to finance the Vehicle or based upon the financial institution through which Buyer elects to finance the Vehicle. (b) To the extent that Buyer is trading in a vehicle (hereinafter “Trade”) as part of this transaction, Buyer agrees to provide satisfactory title to such Trade. Buyer warrants that the Trade is free and clear of all liens and encumbrances, other than those disclosed above. Buyer warrants that Buyer is the sole owner of the Trade and that Buyer has the right to assign title to the Trade to Seller. Buyer warrants that the Trade is in good operating condition and that it has not suffered accident or collision damage of which Buyer is aware. (c) Buyer warrants that Buyer has and will maintain full liability and comprehensive insurance coverage on the Vehicle.(d) Buyer warrants that this Order and any accompanying finance documents are complete and accurate at the time the Buyer signed them. (e) Buyer warrants that Buyer is over the age of 18, of sound mind, not under the influence of any drugs or alcohol and is otherwise competent to enter into this transaction. In addition to all other rights and remedies available to Seller at law or in equity, Seller has the following rights and remedies under this Order: (a) Reclamation. – Seller may enter into Buyer’s property and reclaim the Vehicle with or without notification to Buyer. Seller may also make a written demand on Seller to return the Vehicle and Buyer agrees to do so within 24 hours of such demand. (b) Disposition of Trade – Buyer agrees that immediately upon Buyer’s execution of this Order, Seller may dispose of Buyer’s Trade in any commercially reasonable manner, including the sale of the Trade to a third party, retail or wholesale. In the event that this Order is not completed for any reason or in the event that it is rescinded for any reason, Seller agrees that Buyer may retain the proceeds of the sale of the Trade to offset its damages, if any. If Seller does not have any damages relating to rescission or failure of this Order to be completed, Seller may retain any costs and reconditioning expenses relating to the sale plus a 15% commission on the sale from the sale proceeds. The remaining amount shall be delivered to Buyer in full satisfaction of any claims relating to the Trade. (c) In the event that Buyer pursues any claim for rescission of this transaction, Seller shall have the right to set off against Buyer’s damages or to assert as an independent claim, a claim for the reasonable value of Buyer’s use of the vehicle, including depreciation and mileage of the Vehicle. If any term of this Order is held to be unconscionable or unenforceable, for any reason, by any court of competent jurisdiction, this Order shall be construed as if such clause were never a part of this Order and the balance of the terms of this Order shall be binding on the parties. The waiver or invalidity of any provision of this Order shall not effect the binding nature of the remaining provisions. No breach of this Order by Buyer shall be deemed waived unless such waiver is agreed to by Seller in writing. The parties agree that any modification of this Order must be made in writing and signed by the parties in order to be valid. Buyer agrees that if the Vehicle is to be shipped, that shipping is Buyer’s responsibility. To the extent that Seller assists Buyer in arranging for shipping, such arrangements are made as a courtesy to Buyer and do not create any liability or responsibility on the part of Seller. Buyer agrees that all risk of loss transfers to Buyer upon delivery of the Vehicle to Buyer’s carrier and Buyer appoints such carrier as Buyer’s agent for purposes of accepting delivery of the Vehicle. Buyer agrees that Buyer’s deposit /down payment on the Vehicle is non-refundable, unless otherwise agreed to in writing by Buyer and Seller. Buyer agrees that the Vehicle has been delivered to Buyer and Buyer accepts delivery of the Vehicle in Florida, at Seller’s principle place of business. If Buyer is shipping the Vehicle out of state, then the person accepting delivery of the Vehicle for Buyer shall be deemed Buyer’s agent for accepting delivery of the Vehicle in Florida. This Order and the entire transaction between the parties shall be governed by Florida law. This Order supersedes any and all prior and contemporaneous verbal or written agreements, representations and/or understandings between Buyer and Seller. The terms, representations and conditions set forth in this Order, and any applicable financing agreement, constitute the entire agreement of the parties. The parties to this Arbitration Agreement hereby agree that any and all Claims (defined below) shall be decided through binding arbitration as provided for herein. For purposes of this Arbitration Agreement: Us/Our means Diamond Financial Enterprise, Inc. d/b/a USA CARS and/or "Seller" (as identified in any accompanying Retail Installment Sales Contract), as well as their individual and/or collective parents, subsidiaries, affiliates, predecessors and successors in interest, and agents, and all of their officers, directors and employees. Us/Our also includes any assignee or holder of the Retail Installment Sales Contract, any finance company that extends credit to You as part of the Transaction or that acquires any interest in the Retail Installment Sales Contract after you execute it, as well as any third party alleged to be Our agent or to be acting on Our behalf. You/Your means the customer signing this agreement as well as anyone acquiring any interest in the vehicle that is part of this Transaction. Transaction means your purchase and/or financing of the vehicle from Us. Arbitration Agreement means this Arbitration Agreement Claim means any claim, dispute or controversy between you and us arising from or related to: 1) the Transaction; 2) any negotiations, disclosures and/or representations relating in any way to the Transaction, including, but not limited to any issues relating to the advertising of the vehicle or representations made prior to the Transaction; 3) the vehicle acquired as part of the Transaction, including its condition, prior use or status; 4) Our efforts to collect any amounts due under the contract or as part of the Transaction; 5) Our recovery or attempted recovery of the vehicle; 6) the extension of any credit to You; 7) the terms and conditions of any Retail Installment Sales Contract or finance agreement relating to the vehicle; and 7) the validity, enforceability or scope of this Arbitration Agreement. For purposes of this Arbitration Agreement Claim has the broadest possible meaning. It includes claims of every kind and nature regardless of who initiates it. This Arbitration Agreement requires that all Claims be arbitrated before an arbitrator instead of litigated in court with a Judge and/or a jury. The Claim shall be arbitrated on an individual basis and not as a class action. This Agreement applies to all Claims, even Claims that existed before you sign it. All Claims shall be resolved by arbitration in accordance with this Agreement. Either party may demand that a Claim be arbitrated and enforce the rights under this Agreement by obtaining a court order requiring that a Claim be decided through binding arbitration. In any arbitration under this Agreement, a single arbitrator shall decide the dispute. The arbitrator shall be a retired judge or an attorney that has been practicing law in Florida for at least 15 years. If the parties are not able to agree upon an arbitrator, then either party may request that a court of competent jurisdiction appoint an arbitrator in accordance with the provisions of Florida's Arbitration Code. If there is to be an in person arbitration hearing, it shall take place in Pinellas County, Florida. The party initiating the arbitration shall pay any filing fee required to institute such a proceeding. Thereafter, each party shall be responsible for half of the fees and expenses related to the arbitration. If one party cannot afford the arbitration fees, the other party may elect to pay the full amount of the arbitration fees and expenses. The arbitrator shall have the right to award arbitration costs if applicable law allows for such an award. Each party shall pay its own attorneys’, experts' and witness fees, regardless of who prevails in the arbitration, unless the law gives a party the right to recover any of those fees from the other party. If the law allows for an award of such fees, then the arbitrator may award them as permitted by such law. The Federal Arbitration Act (“FAA”) governs this Agreement, except for the provisions dealing with the appointment of an arbitrator which shall be completed in accordance with Florida's Arbitration Code. In rendering any decision relating to a Claim, the arbitrator shall apply all applicable substantive laws, including statutes of limitation. Miscellaneous. This Agreement survives payment of all You owe under any related Retail Installment Sales Contract or financing agreement and this Agreement remains binding upon the You and US even if the Retial Installment Sales Contract or financing agreement is assigned to a third party. It also survives your bankruptcy. If a court or arbitrator deems any part of this Arbitration Agreement invalid or unenforceable for any reason, the invalid or unenforceable provision shall drop out of the Arbitration Agreement and the remaining parts of this Arbitration Agreement shall be enforceable despite such invalidity. Call us for more information 1-888-785-0507 or email us.